Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. What Do Your Taxes Pay For? Here's a breakdown of how the federal government spends your tax money.